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Welcome to 831 Coldwater Circle where every day feels like a retreat. This beautifully maintained custom home offers the perfect blend of comfort, flexibility, and the Emerald Coast lifestyle you've been dreaming of.

The main home features 2 bedrooms and 2 baths, while the private 1 bedroom, 1 bath casita is ideal for guests, multigenerational living, a home office, or added income potential.

Spend your afternoons cooling off in the wading pool, enjoy peaceful mornings with coffee in your private backyard, and take evening walks through one of Niceville's most loved neighborhoods filled with bike riders, friendly neighbors, and dog walkers.

Just minutes from Eglin Air Force Base, Naval School EOD, top rated schools, and the sugar-white beaches of Destin, you'll enjoy the best of the Emerald Coast without the everyday traffic.

Whether you're looking for a forever home, a weekend escape, or a smart investment, 831 Coldwater Circle is more than a home it's a lifestyle waiting to be lived.
#1009264

Niceville

831 Coldwater Creek Circle

3 Beds

3 Baths

2,481 Sq.Ft.

$650,000

MLS#: 1009264

MAKE A LABOR DAY DEAL and live 25 mins from the beach. This open-plan, move-in ready home in the highly sought-after Hammock Bay has everything! Features granite countertops in the kitchen and all baths, stainless steel appliances and an updated custom luxury Master bath! Crown molding and shiplap accents in the entry, family room, and mst bedroom create a warm, custom feel, while hardwood floors in all common areas and tile in the baths and utility room offer both style and durability. A total of 4 bedrooms and a very spacious living area gives your family plenty of space to raise your family. Outside, enjoy a fully fenced backyard, full irrigation system, gas hot water heater, gas stub-out for grilling, and an attached two-car garage. Also pre-wired for Tesla/EV. Hammock Bay means resort-style amenities at your doorstep. Residents enjoy multiple resort-style pools, grills, 2 fitness centers with 24/7 style access, tennis, pickleball, and basketball courts, plus scenic sidewalks and trails for walking and biking. The on-site Freeport Regional Sports Complex offers baseball & softball fields, batting cages, football, and soccer fields, along w/ additional courts and walking paths for active families. The vibrant Town Center hosts regular community events, outdoor movies on the big screen, food and drinks at local spots, and a popular monthly farmers market, so there is always something to do close to home. Live the Gulf Coast lifestyle in one of Freeport's premier community!
#1009215

Freeport

400 Lilly Bell Lane

4 Beds

2 Baths

2,277 Sq.Ft.

$419,000

MLS#: 1009215

SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES!  Seller is offering up to $10,000 toward Buyer's closing costs, interest rate buy-down, and/or other allowable expenses -- PLUS a one-year home warranty! Take advantage of these valuable incentives and make your move with less out-of-pocket expense at closing!

Welcome to 12815 Merial Pass, a two-story brick home located in Phase I of the highly sought-after gated Lake Merial community, where timeless architecture, spacious living, and resort-style outdoor amenities come together to create an exceptional place to call home. Situated on a nearly half-acre corner lot with picturesque views of beautiful spring-fed Lake Merial, this impressive residence offers approximately 3,199 heated and cooled square feet, including 4 bedrooms, 3.5 bathrooms, and a spacious upstairs bonus room that could easily serve as a fifth bedroom, media room, playroom, or home office.

Built in 2014, this home offers outstanding curb appeal with its classic brick exterior, dimensional shingle roof, manicured landscaping, and fenced backyard. Inside, you'll find a thoughtfully designed floor plan featuring approximately 2,304 square feet on the main level and an additional 895 square feet upstairs. 

Step through the front door into an inviting foyer, where a formal dining room welcomes guests on one side and a dedicated home office sits on the other. Throughout the home, elegant crown molding, neutral finishes, engineered hardwood flooring, luxury vinyl plank flooring in the downstairs bedrooms, and ceiling fans in every bedroom create a warm yet sophisticated atmosphere.

The spacious living room features beautiful tray ceilings and flows seamlessly into the open-concept kitchen, making it the perfect gathering place for family and friends. Designed with both function and style in mind, the kitchen offers abundant cabinetry, generous countertop space, and updated appliances, including a stove and dishwasher that are approximately two years old and a refrigerator that is approximately three years old. Just off the kitchen, a convenient half bath provides easy access for guests.

The primary suite serves as a relaxing retreat, complete with a tray ceiling and a well-appointed ensuite bathroom featuring dual vanities, a soaking garden tub, separate walk-in shower, and spacious walk-in closet.

Step outside and discover a backyard designed for enjoying the Florida lifestyle year-round. Installed in 2022, the saltwater pool and attached hot tub create an incredible outdoor oasis for relaxing or entertaining. The pool is equipped with both a heater and chiller, allowing you to comfortably enjoy the water throughout every season. The fully fenced backyard also includes a storage shed, while a newer irrigation well helps efficiently maintain the lawn and landscaping while reducing water costs. 

Comfort is maintained throughout the home with dual HVAC systems, allowing separate climate control for both the upstairs and downstairs living areas.

Upstairs you'll find a massive bonus room that offers endless possibilities and could easily function as a fifth bedroom, game room, media room, fitness space, or additional family room. An additional upstairs bedroom and full bathroom make this level ideal for guests, teenagers, or multigenerational living.

Living in Lake Merial means more than simply owning a beautiful home, it is embracing an exceptional lifestyle. Residents enjoy access to the community's stunning 300-acre spring-fed lake, where kayaking, paddleboarding, fishing, and electric-powered boating create endless opportunities for outdoor recreation. Three community lake access areas make enjoying the water effortless, while scenic walking trails, green spaces, food truck nights, neighborhood events, holiday celebrations, and golf cart-friendly streets foster a true sense of community unlike anywhere else in Bay County. If you've been searching for a home that combines generous living space, timeless construction, resort-style outdoor amenities, beautiful lake views, and one of Bay County's most desirable gated communities, this exceptional Lake Merial property is one you won't want to miss. Schedule your private showing today.
#793614

Panama City

12815 Merial Pass

5 Beds

3 Baths

3,199 Sq.Ft.

$635,000

MLS#: 793614

SELLERS NOW OFFERING $5K 
TOWARDS BUYERS CLOSING COSTS,
PREPAIDS OR RATE BUY DOW!!
Welcome to 97 Campfire Cove in the highly sought-after The Trails, Hammock Bay community, where modern design, thoughtful upgrades, and resort-style amenities come together in one exceptional home.

Built in 2023, this spacious 4-bedroom, 3-bath home DSLD Renoir, offers over 2,600 square feet of beautifully designed living space, including a versatile flex room that is perfect for a home office, playroom, or media room. The open-concept floor plan is ideal for entertaining, featuring a large kitchen island, walk-in pantry, gas range, abundant cabinetry, and a seamless flow into the living and dining areas.

The private primary suite is a true retreat with a luxurious ensuite bath featuring a custom tiled shower, soaking tub, dual vanities, and an oversized walk-in closet. Spacious secondary bedrooms offer generous closets and plenty of room for family or guests.

Step outside and enjoy one of this home's standout features: an extended brick paver patio overlooking a fully fenced backyard with a privacy fence, creating the perfect setting for relaxing evenings, weekend barbecues, or letting pets and children play safely.

Additional highlights include:
Whole House Generac Generator and SImply Safe Security System
Gas fireplace
Tankless water heater
Covered back patio
Extended brick paver patio
Privacy-fenced backyard
Side-entry two-car garage
Mudroom with built-in drop zone
 Crown molding, recessed lighting, and designer finishes throughout
Energy-efficient construction. 
Living in Hammock Bay means enjoying an unmatched lifestyle with resort-style pools, a fitness center, tennis and pickleball courts, walking trails, playgrounds, sports fields, a bayfront clubhouse and dock, and year-round community events. Including Bi-monthly Farmer's Market, Friday Night Movie Nights for the kids, 4th of July Bike Parade and Fireworks at the City Park, Pumpkin Patch, Santa Visit, Easter Egg Drop/Easter Bunny and year-round LIVE Bands, Trivia Nights, Dueling Pianos, Wrestling, Painting Parties- AND SO MUCH MORE!!!!

This home combines today's most sought-after features with the incredible lifestyle that makes Hammock Bay one of Freeport's premier communities.

Don't miss your opportunity to own this move-in-ready home at 
97 Campfire Cove. Schedule your private showing!
#1009246

Freeport

97 Campfire Cove

4 Beds

3 Baths

2,606 Sq.Ft.

$549,000

MLS#: 1009246

COMPLETELY RENOVATED AND LOW FLOOR condo now available at Splash! This desirable 4th floor was renovated from top to bottom in 2023! New floors, new cabinets, new walk-in showers, new appliances and more! Hot water heater and washer & dryer replaced last year... so everything is all done for you - just bring your swim suit and be ready to relax! Offered fully furnished and turnkey ready for your next rental investment! This perfect location on the 4th floor allows you to take advantage of the gorgeous beach and sunset views, but still a low floor if you don't want to worry about an elevator. This one bedroom WITH BUNK has 2 full baths and sleeps 6, making it an ideal condominium rental. The inviting coastal decor welcomes you for fun and frolicking or relaxing and unwinding on the the beautiful white sandy beaches. Splash is a true resort on the beach, with over 400 feet of gulf frontage! Come enjoy the fabulous amenities Splash has to offer including the popular kids waterpark with a lazy river, splash pads, a water bucket playground, 2 pools (one heated in winter!), jacuzzi, a beach bar and grill, snack and coffee shop, BBQ grills to grill on your own, state-of-the-art fitness center, and right next to Alvins Island Beach Shop for anything else you may need at the beach! Parking is never an issue, lots of parking spaces and just a short walk over to your COVERED parking garage. Enjoy your amazing location on the west end of beautiful Panama City Beach, the perfect spot just between 30A and Pier Park to take advantage of all the shopping, dining, activities and entertainment opportunities. Call today to make this your new investment rental or new home at the beach!
#994161

Panama City Beach

17729 Front Beach Road 405E

1 Beds

2 Baths

891 Sq.Ft.

$465,000

MLS#: 994161

Charming  ground floor CORNER/END condo with  expansive lake views! The coastal inspired  interior is light & bright with LVP throughout. Shiplap accents, quartz counters stainless steel appliances, plantation shutters and high 10' ceilings. Relax and enjoy the large covered deck with panoramic views of Crystal Lake. Crystal Cove just underwent a complete exterior remodel with all new landscaping, updated decks and exterior painting. This community also offers separate golf cart parking with station offering its own charging and wash station. Meticulously maintained with a new (2025) A/C, hot water tank (2023). Offered mostly furnished and move in ready! Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, pickleball courts, 108 catch and release ponds stocked with bass (no fishing license required), a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents of the 72 distinctly different neighborhoods enjoy a balanced lifestyle of high-class living, spanning 2,400 acres from the beach to the bay. There are just over 4600 properties within the gates which offer 24 hrs./day gated security. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.
Just beyond the gates, Grand Blvd with its weekly farmers market, varied events and superb section of dining and shopping is readily accessible by golf cart. The Market Shops, on the south side of highway 98, boasting more dining and shopping choices, is easily accessible utilizing the tunnel beneath Hwy 98
#1009219

Miramar Beach

2242 Crystal Cove Lane 2242

2 Beds

2 Baths

1,180 Sq.Ft.

$535,000

MLS#: 1009219

Build your dream beach home on this beautifully situated lot just across the street from the Gulf. Prime location with possible dreamy panoramic Gulf views. Enjoy a day relaxing on the beach as the pristine waves wash up over your feet and then when after enjoying a picture perfect sunset retreat to your tropical oasis. This is a rare opportunity to own a beach view lot and have your personal residence or a vacation rental machine. There is a small house on the lot. This prized piece is close to 30A and Pier Park and won't last long.
#793625

Panama City Beach

21224 Front Beach Road

2 Beds

1 Baths

804 Sq.Ft.

$1,100,000

MLS#: 793625

$1000 of 1st months rent with dock/water access.


This charming 3-bedroom, 2.5-bathroom townhouse offers the perfect blend of comfort and convenience! Nestled in the heart of Niceville, tucked away in the Rocky Bayou, it's the perfect place for someone who loves being on the water! This townhome provides a brand-new dock, giving you direct access to the water where you can enjoy boating, fishing, paddle boarding and more! Fresh paint throughout, enjoy the open concept floor plan, plenty of kitchen cabinet storage and stainless-steel appliances. You can't beat this location, centralized to Eglin & the EOD school house, restaurants, top rated schools, shopping and the beautiful beaches. Washer/dryer and TV's included.
#1009228

Niceville

1819 Valparaiso Boulevard

3 Beds

2 Baths

1,317 Sq.Ft.

$2,400

MLS#: 1009228

Welcome to this exceptional waterfront property located in Panama City, offering a unique blend of comfort, convenience, and coastal living. This home features a spacious circular driveway providing plenty of parking and a welcoming entrance. Enjoy the convenience of a 3-car garage with ample space for vehicles, storage, and hobbies.

Outdoor living takes center stage with a private deck overlooking the water, creating the perfect setting for relaxing, entertaining, or enjoying beautiful Florida sunsets. The private boat dock provides easy access for boating enthusiasts and those looking to embrace the waterfront lifestyle.

With its desirable location, impressive outdoor features, and thoughtful amenities, this property offers a rare opportunity to enjoy the best of Panama City living. Don't miss the chance to make this waterfront retreat your own.
#793604

Panama City

2402 E 2nd Court

5 Beds

5 Baths

4,419 Sq.Ft.

$575,000

MLS#: 793604

Lakefront living on beautiful Payne Lake. Situated on 1.45 private acres just outside Chipley, this waterfront property offers privacy and peaceful country living with Panama City, the Gulf Coast, and Tyndall Air Force Base all within an easy drive. The open floor plan is filled with natural light and features expansive windows overlooking the lake. The spacious kitchen connects to the living and dining areas, making it ideal for everyday living and entertaining. Outside, a large deck shaded by mature oak trees provides the perfect place to enjoy the view, whether you're having morning coffee or watching the sunset. Spend your days fishing, kayaking, paddleboarding, or enjoying the wildlife right from your backyard. A separate efficiency mother-in-law suite with its own private entrance, kitchenette, and full bath offers flexibility for guests, multi-generational living, or rental income. Also, could be perfect for a shop and man cave or she shed. With no HOA and plenty of room for boats, RVs, hobbies, gardens, or future expansion, this property offers the space and freedom to enjoy lakefront living.
#1009273

Chipley

3783 Payne Lake Road

5 Beds

4 Baths

3,100 Sq.Ft.

$400,000

MLS#: 1009273

This studio offers a modern and comfortable living space. Features LVP flooring throughout, providing a sleek and durable finish that complements any decor. Also includes essential utilities such as trash and water/sewer, adding convenience to your daily routine.
#793623

Panama City

143 Claire Avenue 101

None Beds

1 Baths

500 Sq.Ft.

$850

MLS#: 793623

Welcome to this spacious single-family home located in Ward Creek, a brand-new subdivision offering approximately 2,232 sq. ft. of comfortable, functional living space. Featuring 5 bedrooms and 3 full bathrooms, this versatile floor plan provides ample room for everyday living, guest accommodations, or a dedicated home office.

At the heart of the home, the open-concept layout centers around a well-appointed kitchen featuring a center island--ideal for meal prep, casual breakfasts, and gathering. The kitchen flows seamlessly into the main living and dining areas, creating an inviting atmosphere for relaxation and entertaining.

Enjoy extra tranquility at home, as the property overlooks a protected nature preserve that cannot be built on, providing exceptional privacy and scenic views.

Pets negotiable with owner approval. Access to the brand-new community pool and playground. Close proximity to the new hospital. Conveniently located 30 Minutes away from Naval Support Activity Panama City (NSA PCB) for a daily commute. Just 5 minutes from Pier Park, white sand beaches, local seafood dining, shopping, and entertainment. To schedule a showing, simply text a copy of your Driver's License to our office phone line. Also, ask about our move-in incentives.
#793605

Panama City Beach

224 Butler Cove

5 Beds

3 Baths

2,232 Sq.Ft.

$3,000

MLS#: 793605

PRICED TO SELL! PLUS $10,000 TOWARD BUYER CLOSING COSTS!

Freshly repriced and offering exceptional value, this brand-new construction home is move-in ready and designed for comfortable, low-maintenance living. Featuring 3 bedrooms, 2 bathrooms, and nearly 1,200 square feet, this home is the perfect opportunity for first-time homebuyers, downsizers, or anyone looking for an affordable home without sacrificing quality, style, or modern finishes.

Step inside to a bright, open-concept floor plan featuring 9-foot ceilings, luxury vinyl plank flooring throughout, elegant quartz countertops, and a complete appliance package. Even better, the sale includes a brand-new refrigerator, range, dishwasher, microwave, washer, dryer, and a deep freezer--making this truly move-in ready and helping first-time buyers save thousands on upfront expenses.

Built with quality and efficiency in mind, the home features Hardie Board siding, hurricane-rated windows and doors, and full spray foam insulation, providing durability, lower energy costs, and year-round comfort.

Outside, relax on the charming full-length front porch or take advantage of the spacious pole barn, offering endless possibilities for storage, a workshop, recreational equipment, or hobby space.

Conveniently located just minutes from Downtown Panama City, you'll enjoy easy access to shopping, dining, schools, parks, and entertainment--all with the added benefit of NO HOA.

To help buyers envision the home's full potential, select listing photos have been virtually enhanced using AI to illustrate possible interior staging. These images are for visualization purposes only and do not represent the property's current condition or included improvements.

With a new price, $7,500 toward buyer closing costs, an extensive appliance package, NO HOA, and quality new construction that's ready for immediate occupancy, this home offers an incredible value. If you've been waiting for the right opportunity to purchase your first home, this could be the one. Schedule your private showing today before it's gone!
#793583

Panama City

2201 E 6th Street

3 Beds

2 Baths

1,188 Sq.Ft.

$255,000

MLS#: 793583

2 bedroom, 1.5 bath townhome in Lynn Haven! Walking distance to Publix, Starbucks, Waffle House and much more! There are 2 bedrooms (carpeted) and a full bathroom (ceramic tile) upstairs. Main level features all ceramic tile with a living room, dining area, 1/2 bath, and laundry. The kitchen features custom cabinets, granite counter tops, and stainless steel appliances. There is a screened patio overlooking the fenced backyard. 2 parking spaces in front of the unit. LAWN maintenance included in the rent.
#793630

Lynn Haven

2516 Johnson Drive

2 Beds

1 Baths

1,007 Sq.Ft.

$1,500

MLS#: 793630

Welcome to Rocky Bayou Estates! This 3-bedroom, 2.5-bathroom home offers space, style, and comfort on a nearly half-acre lot in one of the area's most desirable neighborhoods. As you arrive, the charming curb appeal, complete with meticulous landscaping and a cozy front porch, sets the tone for this inviting home. Step inside, and you are welcomed by a bright entryway, leading into a spacious open-concept living area. The Great Room is the heart of the home, featuring a soaring cathedral ceiling, tile flooring, custom built-in cabinetry, and a gas fireplace, perfect for cozy evenings. French doors provide access to the screened porch, where you can enjoy outdoor living in style, complete with a ceiling fan to keep cool. For the home chef, the updated kitchen is a dream, offering beautiful cabinetry, granite countertops, and a breakfast bar that overlooks the family room, making it easy to entertain while preparing meals. The kitchen flows seamlessly into a sunlit dining area, perfect for family gatherings. The master suite is a true retreat, featuring a sitting area with a tray ceiling, and a luxurious en-suite bathroom with a separate tiled shower, garden tub, double vanities, and a large walk-in closet. The two additional bedrooms are generously sized, sharing a Jack & Jill bathroom with plenty of closet and storage space. Step outside to your fully fenced backyard, a true oasis with ample space for kids to play or for hosting gatherings. The patio area is ideal for barbecues, and there's even a dedicated boat/RV slab for your recreational needs. Additional features include a spacious laundry room, an attached two-car garage, and beautiful outdoor views from almost every room. Step into your new life at Rocky Bayou Estates, where every detail has been thoughtfully crafted to offer you comfort, convenience, and style. Whether you're relaxing by the fireplace, hosting gatherings in your gourmet kitchen, or enjoying a quiet evening on the screened porch, this home is designed to elevate your everyday living. With its prime location, generous lot, and modern amenities, this property is not just a house, it's the place where you'll create lasting memories. Don't miss the opportunity to make this exceptional home yours! Roof- 2011. Water Heater- 2018. HVAC- 2012.
#999769

Niceville

233 Galway Drive

3 Beds

2 Baths

2,419 Sq.Ft.

$615,000

MLS#: 999769

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